Motorcycle Finance for Perth Riders
Frontline Car Loans arranges motorcycle finance for Perth buyers purchasing new or used bikes. Whether you are buying a commuter scooter, a touring bike, or a performance motorcycle, we compare rates from over 30 lenders to find the most competitive finance for your situation.
What Types of Motorcycles Can Be Financed?
We arrange finance for all categories of powered two-wheelers, including road motorcycles, cruisers, sports bikes, touring bikes, adventure motorcycles, scooters, and mopeds. Both new and used motorcycles can be financed, whether purchased from a dealer or a private seller.
Motorcycle Loan Options
Secured motorcycle loan: The most common option. Your motorcycle serves as security for the loan, which typically results in a lower interest rate. This is available for bikes up to a certain age depending on the lender.
Personal loan (unsecured): If your motorcycle does not qualify as security — for example, if it is older or very low in value — an unsecured personal loan may be an option. Interest rates are generally higher than secured loans.
Business motorcycle finance: If you use your motorcycle for business purposes and hold an ABN, you may be able to use a chattel mortgage structure to access tax benefits including GST claims and interest deductions.
How Much Can I Borrow for a Motorcycle?
Loan amounts vary by lender, but most motorcycle finance starts from around $5,000. There is no upper limit as such — larger loans are available for high-end bikes. The amount you can borrow depends on your income, credit history, and the value of the motorcycle you are purchasing.
Can I Finance a Used Motorcycle?
Yes. Many lenders will finance used motorcycles, though they typically apply age and condition requirements. Most lenders will finance used bikes up to 10-12 years old at the time of purchase. Some specialist lenders will go older. Our brokers will match your specific bike to the right lender.
Get a Motorcycle Loan Quote in Perth
Call Frontline Car Loans on 1300 857 130 or submit a free quick quote online. Our team will compare motorcycle finance options from 30+ lenders and have a pre-approval ready for you quickly.