Fast and Friendly Car Loans For all Business and Self Employed customers as well as Consumers

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How Much Car
Can You Afford?

This should be where you start. Decide how much you have to spend on your vehicle by determining how much you want to borrow to purchase the car and how much you can afford to pay every month. In addition to the monthly loan payment, you also need to consider ongoing costs associated with owning a vehicle such as servicing, registration, insurance, unexpected breakdowns. Speak with your finance representative about options to reduce running costs like financing motor vehicle insurance or protecting yourself and your asset with a warranty.


How Are You
Going To Pay?

Now is the time to decide. Should you pay cash, finance or lease your vehicle? There is no right or wrong answer, because each method offers different advantages for different budgets and lifestyles. Being prepared and securing a finance approval before entering the dealership will get you the best possible deal on purchase and you won’t damage your credit file by making multiple credit inquiries for the one purchase.


What Vehicle
Should You Buy?

Based on your budget and your approved financing, research vehicles that meet your needs and fit your budget. Take advantage of reputable car sales websites, talk to friends and family to utilise their experience with car but most importantly don’t settle for a too good to be true deal because most of the time they really are to good to be true.